Gold Nugget Jewelry & Loan

Frequently Asked Questions


Q: What are your hours? 

  • Monday through Friday 10:00-6:00 
  • Saturday 10:00-5:00. 
  • Closed on Sundays. 

Q: What kinds of things do you buy or loan on? 

  • Fine gold, dental gold, scrap gold, sterling silver & silver coins. 
  • We do 50% market value for firearms. 
  • Power tools, cordless & corded tools, hand tools, & gas powered tools.
  • Game systems & games, such as PS4, Xbox ONE, Nintendo Switch, etc.
  • Modern electronics such as iPod touch, tablets, blu-ray players, flat screen & smart tv's.
  • Laptops with Windows 10 operating system or Macs manufactured within 3 years.
  • DVD's & Blu-rays
  • Musical instruments such as acoustic or electric guitars.
  • Military surplus & some fishing & hunting sporting goods.
  • You are welcome to bring your items by anytime during our business hours. 

Q: Do you pay cash for gold?

  •  Yes!

Q: Do you pay cash for diamonds?

  • Generally no, as we don't have a means to certify the quality of the stones.

Q: How much do you pay for gold & silver? 

  • The price of gold & silver fluctuates by the minute.  We watch the market & take into consideration the karat & weight of the item before we can make a valid offer. 

Q: How do you know if it's real gold, silver or diamonds? 

  • We use testing kits that identify the diamonds, silver or gold.

Q: What kind of things DON'T you buy or loan on?

  • NO PS3, Xbox 360, Nintendo Wii or older consoles. (Exceptions are Nintendo 64 games & consoles)
  • NO Cell phones.
  • NO Bicycles
  • NO Vehicles or titles
  • NO item that requires a 220 volt power outlet to run, i.e. heavy duty welders.

Q: Are there any requirements or restrictions for bringing in something for a loan?

  • All items require demonstration that the item functions as intended.
  • Items must include all required parts & accessories (i.e. controllers, power cords, etc.)
  • Items with accounts such as laptops, tablets, etc need to be logged out, reset or a working password demonstrated in order for us to accept it. (For example: an Xbox One console will need to be signed out of Xbox Live & accounts removed.)
  • Any cordless item needs a fully charged battery & charger. Power items cannot have damaged cords.
  • Gas powered items only need enough fuel to test run, & we recommend turning the unit off & allow it to burn out any residual fuel from the carburetor.


Q: Do you take firearms on consignment? 

  • No, we do not, but we will gladly give you a quote to purchase the firearm. We also offer private party transfers if you find another person to purchase the firearm from you. See our gun page for details.

Q: Can I "trade" in my firearm for another on on your shelves?

  • While we can't "trade straight across" we will evaluate it and make you an offer to purchase it.  If you choose to "trade" it on that day for a purchase of another firearm, you are welcome to apply the amount from your "trade" towards the new purchase.

Q: What is your layaway policy? 

  • 25% deposit required on firearms. 20% deposit required for everything else.
  • Firearms are held for 90 days with regular monthly payments.
  • Everything else is held on a 6 month plan with monthly payments.
  • After 90 days of no payment, deposit will be forfeited & item will be restocked.
  • Cancellation fee 10% of purchase price. Balance of deposit returned as store credit after 30 days.
  • No cash refunds after 14 days

Q: Do I need to be there in person to make a layaway payment?

  • No you do not, mail in payments toward your layaway to:

Gold Nugget Jewelry & Loan

PO Box 56

Darrington, WA 98241

  • We'll gladly take your bank card payment by phone during business hours as well.

Q: What methods of payment do you accept? 

  • Cash, VISA/MC, credit or debit are all fine.  Local checks are accepted with matching id. We currently do not accept American Express or Discover. 


Q: When is the Second Floor Thrift Store open?

  • Thursday through Saturday during normal business hours. 

Q: Do you buy items for the thrift store?  

  • No, we do not purchase items for the thrift store.

Q: Can I donate used clothes to the thrift store?

  • You are welcome to bring clean, gently used clothing & household goods during regular business hours to donate. Please be aware that we are not able to offer a tax deduction because we a not a non-profit organization.

Q: How do I find out if you have something available in the thrift store?

  • Please call us during normal business hours & we will do our best to determine if we have what you're looking for!‚Äč